Is This You?

Are you going to be one of the tiny percentage of people who finally manages to crawl out of a financial black hole and start building your life to what it could be?

The process can be a totally emotionally liberating experience as well as financially liberating. But here’s the truth:

There is no magic bullet for getting out of debt: You need to commit to it.

You can make it if you can make a deal with yourself and agree to limit your spending drastically for a short time.

The one thing that bars probably 99.9 percent of all the people on the planet from reaching their full potential is financial need. Tragically, in most cases this state of fiscal crisis is self inflicted and oh-so-unnecessary.

To get out of your financial fix you may have to put your dreams on-hold for just a short while: but the results will be worth it. You won’t get the feeling that your success is only going to be short-lived once you get there, if you haven’t got huge amounts of debt hanging over your head.

If you plan to make 2010 the year you start achieving and the cutoff point for your ongoing financial chaos, I’m so happy to hear it!

Here are some major tips and guidelines that will enable you to get out of financial chaos fast

1. The first step is to completely and accurately assess your financial situation. Add up your debts, your expenses, and everything coming in. You cannot formulate a plan to end your money woes until you know exactly where you stand.
2. Cut up ALL your credit cards. Replace them with debit cards if you must: that way you will be certain you’re not spending money you don’t have. But best of all? Don’t use plastic at all. Revert to paper money: here’s exactly why.
3. Do everything you can to minimize your debts: consolidate them if you have to so that you know exactly how much you owe. Reduce interest as much as you can because paying interest will keep you in debt indefinitely unless you fight hard to get yourself clear of it. Arrange to have credit card payments and other debt payments taken out of your account the minute the money comes in so you know where you are.
4. Determine a period of time where you slash your spending right down to the minimum: You will be able to make huge inroads on your debt this way, so it is worth it. This might include no eating out, no new home purchases, no new clothes unless absolutely essential, and I-O-U notes instead of gifts for the family. Don’t make life totally miserable though: allow yourself and your family a treat say, once a week. If this sounds spartan, maybe it is. But it is a superb shortcut to hauling yourself out of the financial doldrums. What percentage of your income you can spend depends on how much income you have at your disposal, but remember that the more you allocate to paying off your debts, the faster you will be in a situation where you can achieve your full potential: whether that be by starting your own business or in some other way.
5. Stop investing in anything risky: now is not the time to be playing the stock market or taking on the role of ‘angel investor.’ Only those with an amount of disposable income and no debts can afford to do that. Don’t kid yourself: if you risk money that you can’t do without you are setting yourself up for a disaster in the form of even greater debt.

Get Your Brand New Thought-Patterns for 2010 Here!

Your imagination will become weak through inaction. It can be revived & made alert through use ~Napoleon Hill

All over the world there is a mad rush to organize thoughts that we all hope will make 2010 a better year. Even the Huffington post is getting in on the act!

There’s just enough time to get inside our heads and dream about how we want to progress in the coming year. While you’re more likely to dwell on what you haven’t got now, that you’d like to have, you’re less likely to think about what you have got that is insidiously holding you back.

In the same way that it’s essential to declutter your physical living space in order to free up energy for progress and development, it’s also critical to take a long, hard look at the emotional baggage (clutter) that you may be carrying around, and that may be taking up space and crowding out your positive thoughts and curbing your ability to grow.

Judith’s Story

I’d like to tell you about Judith, a relative of mine. She felt she was unloved. Although her brother and mother tried hard to convince her otherwise, she allowed a tidal wave of anger to grow inside her because she was ’so unloved.’

These feeling began when her father left them when she was only three years old. He married again and never came back. Judith focused on that period of negativity instead of the many positive aspects of her life: her loving mother, talented, fun and affectionate brother, patient husband and gorgeous kids. She allowed her failed relationship with only one of her significant people to poison her entire life. Inevitably she was diagnosed with Cancer and died somewhere around her 48th birthday, sad, alone and in pain–even though she was surrounded by loving family members–because she simply wouldn’t unload her emotional baggage.

Mary Takes Her Life Back!

By contrast, let’s take the story of Mary. She married at sixteen and had two children, leaving her husband because he was a womanizer. She endured her second ‘plodding’ marriage because she didn’t want to have another failed marriage to her credit. Until, that was, she discovered her husband had been molesting her daughter for at least five years. She left at once, not knowing quite how she was going to manage–an uneducated woman with no support and four young mouths to feed. This mountain of negativity would have been enough to crush many women and keep them in failure mode for the rest of their lives.

But Mary was determined that what had happened so far wasn’t going to define her life, or the lives of her children. She got a job as a janitor and worked hard. Soon she was promoted. Instead of paying rent she opted to tighten her belt, live simply and pay the mortgage on a small house she loved. Twenty-five years on she owns her own house, still works part time, now in charge of a team of cleaning staff, and her children have made their way in the world because she set them an unbeatable example:

• You don’t have to put up with people in your life who unethical, unscrupulous or abusive. Don’t do it.
• You CAN go after your dreams if you want. Only your imagination limits you–so liberate your imagination.

What are the thoughts that are holding you back?

It could be that you have so many limiting thoughts that you don’t know where to begin. Start by selecting just one and work on it for a week. For example, if you feel that everything is against you and that you can’t be happy, resolve to look at events in a different light. Look at what happens to you in the course of a day and allow yourself to interpret it in a positive light: above all smile. Do it just for a week and keep notes. At the end of the week–let’s make a date for January 8–come back and leave a comment here to let me know how much difference it made.

You might want to tackle more than one of your limiting beliefs–eventually you’ll find you can manage more because with each one you discard, your own personal energy will be freed up and allowed to create you and your life in their true form.

And remember:

For changes to be of any true value, they have got to be lasting and consistent. ~Tony Robbins

Read more on how to steer your mindset towards success by downloading my free 2010 Ultimate Personal Success Guide. Just fill in your name and email in the box (scroll up and its to your right).

Have you made your New Year’s Resolutions yet?

The New Year is fast approaching and we’re all focusing on changes we’d like to make for the coming year to make 2010 our best year ever. Well, I am, aren’t you?

After thinking about it long and hard, I’ve decided to give away my ebook, the 2010 Ultimate Personal Success Guide, at absolutely no charge for a limited time.

I know what you’re thinking: ‘oh no–not another useless giveaway!’

But let me show you what some readers are saying about it:

I downloaded your guide and finally got back to the computer today. WOW! I am so amazed at the timing and wanted to tell you how much I appreciate your letting me know about it! The following snippet summarizes where I am right now, in…

layers of emotional and physical chaos
Dana

perfect timing for your book btw and it did get me thinking ‘I could be doing some of that’
Janine

Why is this guide just what you need right now?

How to succeed at last…

Because it’s not about ‘getting control of your life’ (although you will), it’s about achieving your full potential and discovering who you really are.

And because for most of us, making changes Isn’t done from the right perspective: our New Year’s resolutions are just cosmetic solutions that we try to slap on top of the rest of our lives. Inevitably, real, life-transforming change must come from the ground up. The truth is, it’s virtually impossible to perfect one area of your life when the rest is lacking: we have to make adjustments across the board to really get where we want to go.

Instead of brooding over this prospect, download the guide. I think you’ll find that once you start introducing change into your life in the correct way you’ll suddenly find that you enjoy it: each tiny victory will spur you on to bigger and better ones!

Download the 2010 Ultimate Personal Success Guide Right Now!

So really it’s your call: Are you going to let another year go by, allowing your opportunities slip through your fingers and wishing you could get it all together? Or are you going to start making headway, perhaps for the first time in your life?

Getting your hands on the no-cost guide couldn’t be easier: Just sign up in the box to your right to get a tool of true value when it comes to creating the life you want.

Goal setting tips for a great lifestyle

It’s a question we’ve all asked at some point. Wouldn’t it be so much easier if we could have some vague notion of where we want to go and ‘fate’ sorted the rest out for us to our satisfaction?

You need to know where you’re going…

Life doesn’t work like that though. Truth is, goal setting IS important. It’s vital, in fact, to your success. If you don’t know where you’re going, how on earth will you ever get there?

It’s not always easy to define where you want to go, but it’s important to realize that you don’t have to set out your goals perfectly first time out. Allow yourself to evolve. It’s OK to change your mind, to make tweaks and refine your dreams.

But whatever you do you MUST make a start. Why not today?

All you need to do for outstanding personal success is to have a set of goals and do something–major, insignificant, difficult or easy–every single day of your life.

Draw up Your Road Map for Success

Decide to:

• Pick your passions
• Focus on one at a time for best effect
• Learn as much as you can about your passion
• Start doing it–if you don’t implement your knowledge you’re wasting your time!

If you stick to this plan you will get there sooner or later. Obviously the more effort you put into reaching your goals, the faster you’ll get there.

Tony Robbins, Frank Kern and John Reese share their secrets for achieving the mindset and momentum that will carry you forward to success and achieving your dream.

“Many of the great achievements of the world were accomplished by tired and discouraged men who kept on working.”

We all get tired and discouraged in the course of our daily lives. All the more so when we are trying to do something difficult, like find a job, or make a breakthrough on a project we’re working on. But how many people must have allowed discouragement to stop them when they’ve put in most of the hard work and they’re so very close to success.

One of the ways we can keep going no matter how bad things get is to try and keep our eye on the Big Picture. Remember why you’re here and stay focused.

It’s always worth hauling yourself over the finishing line because you never know how successful you can be until you’ve given everything you possibly can.

And we can all give a lot more than we think we can.

Practice Your Golf Swing in the Office

Please scroll down to listen to the audio-file exerpt from Straight to the Green™

Amazing secret by brain researcher straightens drives, eliminates slices and hooks, and can cut up to 7 strokes from your game almost overnight!

If you dream of having a golf handicap you can be proud of, and if you’d love to compete with professional golfers, I’m going to tell you about a little-known, but highly-effective method for gaining skill literally as you relax.

Professional golfers have known for decades that to be the best, you need to train both physically and mentally. Amateur golfers can hit thousands of balls on the driving range and spend hundreds of dollars on lessons, but if they don’t work on improving the mental aspects of their game they will hit a plateau and never get any better.

Straight to the Green™ is the first audio training program of its kind that addresses the mental aspect of your golf game. Listen to it before you play, and be amazed when you hit straighter drives and record lower scores. If you are serious about improving your golf game to another level, then you need to do what the pros do — include mental training into your practice routine.

Think it’s too good to be true?

Straight to the Green™ Testimonials:

Straight to the Green™ is simple, effective, and it works. J.T. Izzo Founder of Izzo Golf Inc.

Having been in love with golf for nearly 30 years as a player, teacher and golf store operator, I’ve seen many products come and go, much like my golf swing. Straight to the Green™ is the best single tool I have ever seen to enhance my ability to get In the Zone!Bob Ernest, Buyer/Manager of Nevada Bob’s

The game is 10 percent physical and 90 percent mental. Finally, a tool that develops the player’s mental abilities.Frank Brooks, Golf Pro and College Coach

Please take the time to listen to an excerpt from the Straight to the Green™ audio files right here:

Purchase the full Straight to the Green™ Audio Files and improve your golf swing within hours for far less than you pay for a week’s golf lessons!

Technorati Profile

#1 Success Secret: Building Self Esteem

Everyone yearns for the trappings of personal success, no matter what they may claim. So it stands to reason that everyone’s looking for the ’secrets to success’ that seem to be so elusive to so many.

Self esteem, or rather lack of it, is  a major stumbling block. Even if it’s on a subconscious level, feelings of unworthiness are common.

Let’s get one thing straight here: YOU are worthy of success. YOU are good enough to succeed.

Dwelling on negative thoughts will drag you down, making you hesitant and unsure. If your lack of self esteem is extreme you may need coaching to help you develop a healthier outlook, one that will enable you to finally start making headway with personal relationships, your business or career and every other aspect of your life.

But what can you do to nurture your own self esteem?

• First, it’s important to realize your not the only one with a low self-esteem problem. Most of us suffer to one degree or another.
• Get rid of the guilt. Either admit to yourself that you have done something wrong and fix it, or accept that you are feeling guilt for something that you bear no guilt for. I’m not telling you to ignore your conscience. But guilt is a sneaky feeling that makes us feel bad often for no reason at all.
• Build a support network of positive people around you. Distance yourself from those who magnify your feelings of low self-esteem. If someone needs to make you feel insignificant in order to feel good themselves then they have no place in your support network: you don’t need them.
• Failure is not a permanent state. Everyone fails sometimes, even the most successful people that ever lived. And they would all tell you that having failed was nothing more than a stepping stone to success.
• Every time you find yourself in a situation where low self-esteem is holding you back, take the time to list all the reasons why you deserve to succeed. List your past successes and give yourself permission to feel good about them. Include even your small successes: Any major achievement is nothing more than a series of smaller successes.
• Finally, as I mentioned, if you find you’re not making the progress you’d hoped for, enlist the help of a personal coach to help you identify and tackle the reasons for your lack of self-esteem.

Most of us spend our entire lives looking for success. But what is success? For sure it’s different things to different people: what is success to you?

A man who has spent his life just scraping by will list making money as one of the parameters of success.

A woman who has been overweight most of her lie will list being thin as one of the parameters of success.

Anyone who can’t read or write will list learning those skills as a major parameter of success.

A student will list the ultimate goal of a doctoral degree as a parameter of success.

See what I mean? Widely differing goals but they’re all equally fantastic to different people. And there are as many goals as there are people.

I’m certain that you have more than one goal in life. For most, making money and getting married and settling down are major goals in their life. But a minority of human beings don’t want to be part of the status quo. They want to be exceptionally successful.

It is for that minority that Ultimate Success Guides was created. Very shortly I will be publishing a list of planned success guides so that if you don’t yet know what success is to you, you’ll soon be able to answer the question:

What is success to me?

Success is a mindset. You basically just have to make up your mind that you’re going to succeed and plot out your course to get there. It inevitably will involve hard work: don’t kid youself that it’s going to just drop into your lap.

But if you choose to make money from your passion–whatever that it–you’ll at least enjoy the journey. In the coming months you’ll see a wide range of success guides going up here: charted courses for success in your niche. So check back so you can snap up your personal blueprint for success as soon as it’s available.